Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$210,786	$216,000
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,054	$0
Note rate	5.3%	7.24%
Blended rate	5.3%	7.48%
1st payment	$1,249.77	$1,472.04
2nd payment	$0.00	$0.00
Taxes / mo	$145.58	$145.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$43.20
HOA / mo	$0.00	$0.00
Total monthly	$1,545.35	$1,810.82
Cash to close	$29,214	$24,000