Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$367,521	$367,521	$472,500
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$104,979	$0
Funding fee	$1,838	$1,838	$0
Note rate	6.370%	6.370%	7.240%
Blended rate	6.370%	6.732%	7.480%
1st payment	$2,300.25	$2,300.25	$3,220.08
2nd payment	$0.00	$699.86	$0.00
Taxes / mo	$28.92	$28.92	$28.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,495.83	$3,195.69	$3,510.16
Cash to close	$157,479	$52,500	$52,500