Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$5,653	$5,653	$288,000
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$282,347	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.240%
Blended rate	7.270%	7.741%	7.480%
1st payment	$37.69	$37.69	$1,962.71
2nd payment	$0.00	$1,823.49	$0.00
Taxes / mo	$122.75	$122.75	$122.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$2.64	$2.64	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$313.09	$2,136.58	$2,293.06
Cash to close	$314,347	$32,000	$32,000