Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$501,160$501,160$517,410
Remaining term (yrs)25.225.230.0
Secondary amount$0$44,995$0
Funding fee$2,506$2,506$0
Note rate3.11%3.11%7.24%
Blended rate3.11%3.832%7.48%
1st payment$2,384.41$2,384.41$3,526.14
2nd payment$0.00$445.26$0.00
Taxes / mo$229.50$229.50$229.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.48
HOA / mo$40.00$40.00$40.00
Total monthly$2,820.57$3,265.84$4,065.79
Cash to close$73,740$28,745$57,490