Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,204	$154,204	$241,200
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$86,996	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.240%
Blended rate	4.920%	6.392%	7.480%
1st payment	$865.11	$865.11	$1,643.77
2nd payment	$0.00	$652.47	$0.00
Taxes / mo	$144.83	$144.83	$144.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.28	$127.28	$48.24
HOA / mo	$155.00	$155.00	$155.00
Total monthly	$1,442.22	$2,094.69	$2,141.85
Cash to close	$113,796	$26,800	$26,800