Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$136,280	$136,280	$304,650
Remaining term (yrs)	9.7	9.7	30.0
Secondary amount	$0	$168,370	$0
Funding fee	$0	$0	$0
Note rate	2.290%	2.290%	7.240%
Blended rate	3.140%	5.826%	7.480%
1st payment	$1,300.76	$1,300.76	$2,076.18
2nd payment	$0.00	$1,122.47	$0.00
Taxes / mo	$224.33	$224.33	$224.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$140.25	$140.25	$60.93
HOA / mo	$234.00	$234.00	$234.00
Total monthly	$2,049.34	$3,171.81	$2,745.45
Cash to close	$202,220	$33,850	$33,850