Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$14,089	$14,089	$152,910
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$138,821	$0
Funding fee	$0	$0	$0
Note rate	6.76%	6.76%	7.24%
Blended rate	7.31%	7.936%	7.48%
1st payment	$93.82	$93.82	$1,042.08
2nd payment	$0.00	$925.48	$0.00
Taxes / mo	$99.50	$99.50	$99.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.55	$6.55	$30.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$349.87	$1,275.34	$1,322.16
Cash to close	$155,811	$16,990	$16,990