Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$322,763	$322,763	$360,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$37,237	$0
Funding fee	$0	$0	$0
Note rate	3.11%	3.11%	7.24%
Blended rate	3.96%	4.481%	7.48%
1st payment	$1,532.32	$1,532.32	$2,453.39
2nd payment	$0.00	$279.28	$0.00
Taxes / mo	$259.25	$259.25	$259.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$253.86	$253.86	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,195.43	$2,474.71	$2,934.64
Cash to close	$77,237	$40,000	$40,000