Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$104,137	$104,137	$215,910
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$111,773	$0
Funding fee	$0	$0	$0
Note rate	4.040%	4.040%	7.240%
Blended rate	4.890%	6.500%	7.480%
1st payment	$660.79	$660.79	$1,471.42
2nd payment	$0.00	$745.16	$0.00
Taxes / mo	$73.25	$73.25	$73.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.57	$97.57	$43.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$981.61	$1,726.77	$1,737.85
Cash to close	$135,763	$23,990	$23,990