Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$275,401	$275,401	$414,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$138,599	$0
Funding fee	$1,377	$1,377	$0
Note rate	2.875%	2.875%	7.240%
Blended rate	2.875%	4.591%	7.480%
1st payment	$1,273.72	$1,273.72	$2,821.40
2nd payment	$0.00	$924.00	$0.00
Taxes / mo	$296.67	$296.67	$296.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$1,777.05	$2,701.05	$3,407.54
Cash to close	$184,599	$46,000	$46,000