Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$415,785	$415,785	$607,410
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$191,625	$0
Funding fee	$2,079	$2,079	$0
Note rate	4.98%	4.98%	7.24%
Blended rate	4.98%	5.933%	7.48%
1st payment	$2,394.13	$2,394.13	$4,139.49
2nd payment	$0.00	$1,277.50	$0.00
Taxes / mo	$238.17	$238.17	$238.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.48
HOA / mo	$23.33	$23.33	$23.33
Total monthly	$2,822.30	$4,099.79	$4,689.13
Cash to close	$259,115	$67,490	$67,490