Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,866	$144,866	$310,050
Remaining term (yrs)	18.2	18.2	30.0
Secondary amount	$0	$165,184	$0
Funding fee	$0	$0	$0
Note rate	3.93%	3.93%	7.24%
Blended rate	4.78%	6.496%	7.48%
1st payment	$924.98	$924.98	$2,112.98
2nd payment	$0.00	$1,101.22	$0.00
Taxes / mo	$158.58	$158.58	$158.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.40	$138.40	$62.01
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,371.97	$2,473.19	$2,483.58
Cash to close	$199,634	$34,450	$34,450