Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$386,885	$386,885	$448,110
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$61,225	$0
Funding fee	$1,934	$1,934	$0
Note rate	6.360%	6.360%	7.240%
Blended rate	6.360%	6.721%	7.480%
1st payment	$2,522.70	$2,522.70	$3,053.86
2nd payment	$0.00	$459.19	$0.00
Taxes / mo	$312.17	$312.17	$312.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.62
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$3,026.53	$3,485.72	$3,647.32
Cash to close	$111,015	$49,790	$49,790