Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$41,958	$41,958	$404,100
Remaining term (yrs)	6.7	6.7	30.0
Secondary amount	$0	$362,142	$0
Funding fee	$0	$0	$0
Note rate	5.29%	5.29%	7.24%
Blended rate	6.14%	7.583%	7.48%
1st payment	$617.11	$617.11	$2,753.93
2nd payment	$0.00	$2,338.83	$0.00
Taxes / mo	$213.42	$213.42	$213.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$78.80	$78.80	$80.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,059.33	$3,398.16	$3,198.17
Cash to close	$407,042	$44,900	$44,900