Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$173,366	$173,366	$209,250
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$35,884	$0
Funding fee	$0	$0	$0
Note rate	6.250%	6.250%	7.240%
Blended rate	6.800%	7.177%	7.480%
1st payment	$1,118.44	$1,118.44	$1,426.03
2nd payment	$0.00	$269.13	$0.00
Taxes / mo	$55.08	$55.08	$55.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.26	$83.26	$41.85
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,406.78	$1,675.91	$1,672.97
Cash to close	$59,134	$23,250	$23,250