Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$665,498$665,498$672,300
Remaining term (yrs)28.828.830.0
Secondary amount$0$44,152$0
Funding fee$3,327$3,327$0
Note rate6.74%6.74%7.24%
Blended rate6.74%7.059%7.48%
1st payment$4,362.59$4,362.59$4,581.71
2nd payment$0.00$436.92$0.00
Taxes / mo$320.83$320.83$320.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.46
HOA / mo$0.00$0.00$0.00
Total monthly$4,900.09$5,337.01$5,253.67
Cash to close$81,502$37,350$74,700