Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$329,820	$306,000
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$1,649	$0
Note rate	5.625%	7.24%
Blended rate	5.625%	7.48%
1st payment	$1,992.09	$2,085.38
2nd payment	$0.00	$0.00
Taxes / mo	$145.42	$145.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$61.20
HOA / mo	$35.00	$35.00
Total monthly	$2,322.50	$2,477.00
Cash to close	$10,180	$34,000