Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$161,908	$161,908	$278,910
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$117,002	$0
Funding fee	$810	$810	$0
Note rate	4.280%	4.280%	7.240%
Blended rate	4.280%	5.841%	7.480%
1st payment	$932.98	$932.98	$1,900.77
2nd payment	$0.00	$780.01	$0.00
Taxes / mo	$191.25	$191.25	$191.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.78
HOA / mo	$28.00	$28.00	$28.00
Total monthly	$1,302.23	$2,082.24	$2,325.80
Cash to close	$147,992	$30,990	$30,990