Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$236,854	$236,854	$270,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$33,146	$0
Funding fee	$1,184	$1,184	$0
Note rate	2.86%	2.86%	7.24%
Blended rate	2.86%	3.614%	7.48%
1st payment	$1,111.11	$1,111.11	$1,840.04
2nd payment	$0.00	$248.59	$0.00
Taxes / mo	$155.83	$155.83	$155.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,416.94	$1,665.53	$2,199.88
Cash to close	$63,146	$30,000	$30,000