Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,763$270,763$287,550
Remaining term (yrs)25.625.630.0
Secondary amount$0$32,762$0
Funding fee$1,354$1,354$0
Note rate5.27%5.27%7.24%
Blended rate5.27%5.983%7.48%
1st payment$1,605.43$1,605.43$1,959.65
2nd payment$0.00$324.21$0.00
Taxes / mo$118.75$118.75$118.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.51
HOA / mo$0.00$0.00$0.00
Total monthly$1,874.18$2,198.39$2,285.91
Cash to close$48,737$15,975$31,950