Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,119$235,119$260,550
Remaining term (yrs)29.329.330.0
Secondary amount$0$25,431$0
Funding fee$1,176$1,176$0
Note rate6.100%6.100%7.240%
Blended rate6.100%6.383%7.480%
1st payment$1,434.77$1,434.77$1,775.64
2nd payment$0.00$190.74$0.00
Taxes / mo$60.33$60.33$60.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.11
HOA / mo$0.00$0.00$0.00
Total monthly$1,645.10$1,835.83$2,038.09
Cash to close$54,381$28,950$28,950