Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$306,610	$306,610	$343,800
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$37,190	$0
Funding fee	$1,533	$1,533	$0
Note rate	6.630%	6.630%	7.240%
Blended rate	6.630%	6.886%	7.480%
1st payment	$2,024.43	$2,024.43	$2,342.99
2nd payment	$0.00	$278.92	$0.00
Taxes / mo	$36.58	$36.58	$36.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.76
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,211.01	$2,489.93	$2,598.33
Cash to close	$75,390	$38,200	$38,200