Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,984$434,984$445,500
Remaining term (yrs)28.828.830.0
Secondary amount$0$35,266$0
Funding fee$2,175$2,175$0
Note rate6.72%6.72%7.24%
Blended rate6.72%7.107%7.48%
1st payment$2,845.77$2,845.77$3,036.07
2nd payment$0.00$348.99$0.00
Taxes / mo$131.58$131.58$131.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,144.02$3,493.00$3,423.42
Cash to close$60,016$24,750$49,500