Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$430,826	$430,826	$719,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$288,274	$0
Funding fee	$2,154	$2,154	$0
Note rate	3.020%	3.020%	7.240%
Blended rate	3.020%	4.916%	7.480%
1st payment	$2,075.53	$2,075.53	$4,900.65
2nd payment	$0.00	$1,861.77	$0.00
Taxes / mo	$346.33	$346.33	$346.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,638.53	$4,500.30	$5,607.47
Cash to close	$368,174	$79,900	$79,900