Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,601$344,601$373,410
Remaining term (yrs)26.526.530.0
Secondary amount$0$28,809$0
Funding fee$1,723$1,723$0
Note rate6.32%6.32%7.24%
Blended rate6.32%6.527%7.48%
1st payment$2,232.85$2,232.85$2,544.78
2nd payment$0.00$216.07$0.00
Taxes / mo$262.83$262.83$262.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.68
HOA / mo$0.00$0.00$0.00
Total monthly$2,645.69$2,861.76$3,032.30
Cash to close$70,299$41,490$41,490