Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$535,119$535,119$809,100
Remaining term (yrs)24.324.330.0
Secondary amount$0$273,981$0
Funding fee$2,676$2,676$0
Note rate2.73%2.73%7.24%
Blended rate2.73%4.43%7.48%
1st payment$2,504.17$2,504.17$5,514.00
2nd payment$0.00$1,769.46$0.00
Taxes / mo$318.00$318.00$318.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$75.00$75.00$75.00
Total monthly$3,113.84$4,883.30$6,285.49
Cash to close$363,881$89,900$89,900