Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$228,103	$228,103	$286,650
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$58,547	$0
Funding fee	$0	$0	$0
Note rate	2.73%	2.73%	7.24%
Blended rate	3.58%	4.687%	7.48%
1st payment	$1,067.44	$1,067.44	$1,953.51
2nd payment	$0.00	$439.11	$0.00
Taxes / mo	$136.50	$136.50	$136.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$185.69	$185.69	$57.33
HOA / mo	$217.00	$217.00	$217.00
Total monthly	$1,756.63	$2,195.74	$2,514.34
Cash to close	$90,397	$31,850	$31,850