Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,414$146,414$251,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$105,496$0
Funding fee$732$732$0
Note rate3.690%3.690%7.240%
Blended rate3.690%5.495%7.480%
1st payment$784.23$784.23$1,716.76
2nd payment$0.00$703.31$0.00
Taxes / mo$166.50$166.50$166.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,100.73$1,804.04$2,083.64
Cash to close$133,486$27,990$27,990