Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$125,681	$125,681	$310,500
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$184,819	$0
Funding fee	$628	$628	$0
Note rate	4.120%	4.120%	7.240%
Blended rate	4.120%	6.429%	7.480%
1st payment	$761.45	$761.45	$2,116.05
2nd payment	$0.00	$1,232.12	$0.00
Taxes / mo	$143.83	$143.83	$143.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,055.28	$2,287.41	$2,471.99
Cash to close	$219,319	$34,500	$34,500