Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$171,182$171,182$283,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$112,318$0
Funding fee$856$856$0
Note rate2.730%2.730%7.240%
Blended rate2.730%4.818%7.480%
1st payment$801.07$801.07$1,932.05
2nd payment$0.00$748.78$0.00
Taxes / mo$87.33$87.33$87.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,038.41$1,787.19$2,226.08
Cash to close$143,818$31,500$31,500