Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$323,477	$323,477	$337,499
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$32,772	$0
Funding fee	$1,617	$1,617	$0
Note rate	6.37%	6.37%	7.24%
Blended rate	6.37%	6.876%	7.48%
1st payment	$2,026.51	$2,026.51	$2,300.05
2nd payment	$0.00	$324.30	$0.00
Taxes / mo	$48.58	$48.58	$48.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,225.10	$2,549.40	$2,566.13
Cash to close	$51,522	$18,750	$37,500