Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$308,481	$308,481	$413,910
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$105,429	$0
Funding fee	$0	$0	$0
Note rate	6.63%	6.63%	7.24%
Blended rate	7.18%	7.389%	7.48%
1st payment	$2,007.71	$2,007.71	$2,820.79
2nd payment	$0.00	$702.86	$0.00
Taxes / mo	$92.17	$92.17	$92.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$143.64	$143.64	$82.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,410.18	$3,113.04	$3,162.40
Cash to close	$151,419	$45,990	$45,990