Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,341$365,341$486,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$120,659$0
Funding fee$1,827$1,827$0
Note rate5.22%5.22%7.24%
Blended rate5.22%5.91%7.48%
1st payment$2,142.23$2,142.23$3,312.08
2nd payment$0.00$804.39$0.00
Taxes / mo$322.58$322.58$322.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,631.48$3,435.87$3,898.53
Cash to close$174,659$54,000$54,000