Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$124,398	$124,398	$323,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$198,702	$0
Funding fee	$0	$0	$0
Note rate	3.24%	3.24%	7.24%
Blended rate	4.09%	6.495%	7.48%
1st payment	$624.86	$624.86	$2,201.92
2nd payment	$0.00	$1,324.68	$0.00
Taxes / mo	$190.42	$190.42	$190.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$101.83	$101.83	$64.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,067.10	$2,391.78	$2,606.96
Cash to close	$234,602	$35,900	$35,900