Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$263,616$263,616$305,100
Remaining term (yrs)29.029.030.0
Secondary amount$0$41,484$0
Funding fee$0$0$0
Note rate6.35%6.35%7.24%
Blended rate6.9%7.186%7.48%
1st payment$1,657.74$1,657.74$2,079.25
2nd payment$0.00$311.13$0.00
Taxes / mo$219.58$219.58$219.58
Insurance / mo$150.00$150.00$150.00
MI / mo$122.11$122.11$61.02
HOA / mo$524.00$524.00$524.00
Total monthly$2,673.43$2,984.56$3,033.85
Cash to close$75,384$33,900$33,900