Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$325,170	$325,170	$347,310
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$41,435	$0
Funding fee	$1,626	$1,626	$0
Note rate	5.3%	5.3%	7.24%
Blended rate	5.3%	6.043%	7.48%
1st payment	$1,930.89	$1,930.89	$2,366.91
2nd payment	$0.00	$410.03	$0.00
Taxes / mo	$237.67	$237.67	$237.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.46
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$2,358.56	$2,768.59	$2,864.04
Cash to close	$60,730	$19,295	$38,590