Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$225,196	$225,196	$283,410
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$58,214	$0
Funding fee	$1,126	$1,126	$0
Note rate	2.940%	2.940%	7.240%
Blended rate	2.940%	4.185%	7.480%
1st payment	$1,065.71	$1,065.71	$1,931.43
2nd payment	$0.00	$436.61	$0.00
Taxes / mo	$191.17	$191.17	$191.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,406.88	$1,843.49	$2,329.28
Cash to close	$89,704	$31,490	$31,490