Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$268,687	$274,500
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$1,343	$0
Note rate	6.77%	7.24%
Blended rate	6.77%	7.48%
1st payment	$1,787.30	$1,870.71
2nd payment	$0.00	$0.00
Taxes / mo	$166.67	$166.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$54.90
HOA / mo	$0.00	$0.00
Total monthly	$2,103.97	$2,242.28
Cash to close	$36,313	$30,500