Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$268,104	$268,104	$562,410
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$294,306	$0
Funding fee	$0	$0	$0
Note rate	4.190%	4.190%	7.240%
Blended rate	5.040%	6.458%	7.480%
1st payment	$1,630.10	$1,630.10	$3,832.81
2nd payment	$0.00	$1,900.73	$0.00
Taxes / mo	$265.08	$265.08	$265.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$236.40	$236.40	$112.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,298.25	$4,198.97	$4,377.05
Cash to close	$356,796	$62,490	$62,490