Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$262,472	$262,472	$273,600
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$26,328	$0
Funding fee	$0	$0	$0
Note rate	6.77%	6.77%	7.24%
Blended rate	7.32%	7.735%	7.48%
1st payment	$1,754.93	$1,754.93	$1,864.58
2nd payment	$0.00	$260.53	$0.00
Taxes / mo	$195.00	$195.00	$195.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.76	$123.76	$54.72
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,223.69	$2,484.22	$2,264.30
Cash to close	$41,528	$15,200	$30,400