Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$203,493	$203,493	$364,500
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$161,007	$0
Funding fee	$1,017	$1,017	$0
Note rate	4.3%	4.3%	7.24%
Blended rate	4.3%	5.934%	7.48%
1st payment	$1,252.45	$1,252.45	$2,484.06
2nd payment	$0.00	$1,073.38	$0.00
Taxes / mo	$260.08	$260.08	$260.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.90
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,692.53	$2,765.91	$2,997.04
Cash to close	$201,507	$40,500	$40,500