Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$506,646	$506,646	$539,100
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$32,454	$0
Funding fee	$2,533	$2,533	$0
Note rate	6.5%	6.5%	7.24%
Blended rate	6.5%	6.65%	7.48%
1st payment	$3,214.07	$3,214.07	$3,673.96
2nd payment	$0.00	$243.40	$0.00
Taxes / mo	$216.58	$216.58	$216.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,597.32	$3,840.72	$4,165.03
Cash to close	$92,354	$59,900	$59,900