Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$446,456	$446,456	$765,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$318,544	$0
Funding fee	$2,232	$2,232	$0
Note rate	2.25%	2.25%	7.24%
Blended rate	2.25%	4.54%	7.48%
1st payment	$1,992.04	$1,992.04	$5,213.46
2nd payment	$0.00	$2,057.26	$0.00
Taxes / mo	$242.42	$242.42	$242.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$153.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,451.13	$4,508.39	$5,825.54
Cash to close	$403,544	$85,000	$85,000