Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$582,297$582,297$607,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$25,203$0
Funding fee$2,911$2,911$0
Note rate6.420%6.420%7.240%
Blended rate6.420%6.527%7.480%
1st payment$3,823.58$3,823.58$4,140.10
2nd payment$0.00$189.02$0.00
Taxes / mo$206.00$206.00$206.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,196.24$4,385.26$4,634.27
Cash to close$92,703$67,500$67,500