Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$294,048	$294,048	$309,600
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$32,752	$0
Funding fee	$0	$0	$0
Note rate	6.67%	6.67%	7.24%
Blended rate	7.22%	7.687%	7.48%
1st payment	$1,894.91	$1,894.91	$2,109.92
2nd payment	$0.00	$324.10	$0.00
Taxes / mo	$168.67	$168.67	$168.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.01	$135.01	$61.92
HOA / mo	$32.00	$32.00	$32.00
Total monthly	$2,380.58	$2,704.69	$2,522.50
Cash to close	$49,952	$17,200	$34,400