Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$145,481$145,481$292,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$146,929$0
Funding fee$727$727$0
Note rate2.800%2.800%7.240%
Blended rate2.800%5.413%7.480%
1st payment$676.41$676.41$1,992.77
2nd payment$0.00$979.52$0.00
Taxes / mo$196.08$196.08$196.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,022.49$2,002.02$2,397.33
Cash to close$179,419$32,490$32,490