Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$198,136	$198,136	$260,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$61,964	$0
Funding fee	$991	$991	$0
Note rate	2.670%	2.670%	7.240%
Blended rate	2.670%	4.178%	7.480%
1st payment	$923.41	$923.41	$1,772.58
2nd payment	$0.00	$464.73	$0.00
Taxes / mo	$188.42	$188.42	$188.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.02
HOA / mo	$155.00	$155.00	$155.00
Total monthly	$1,416.82	$1,881.55	$2,318.01
Cash to close	$90,864	$28,900	$28,900