Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$501,992	$501,992	$562,410
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$60,418	$0
Funding fee	$0	$0	$0
Note rate	6.81%	6.81%	7.24%
Blended rate	7.36%	7.536%	7.48%
1st payment	$3,320.06	$3,320.06	$3,832.81
2nd payment	$0.00	$453.13	$0.00
Taxes / mo	$298.75	$298.75	$298.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$233.18	$233.18	$112.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,018.65	$4,471.79	$4,410.71
Cash to close	$122,908	$62,490	$62,490