Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$384,209	$369,000
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$1,921	$0
Note rate	5.250%	7.240%
Blended rate	5.250%	7.480%
1st payment	$2,259.73	$2,514.73
2nd payment	$0.00	$0.00
Taxes / mo	$234.17	$234.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$73.80
HOA / mo	$15.00	$15.00
Total monthly	$2,658.89	$2,987.69
Cash to close	$25,791	$41,000