Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,905	$282,905	$526,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$243,595	$0
Funding fee	$0	$0	$0
Note rate	2.9%	2.9%	7.24%
Blended rate	3.75%	5.601%	7.48%
1st payment	$1,354.89	$1,354.89	$3,588.09
2nd payment	$0.00	$1,573.22	$0.00
Taxes / mo	$259.50	$259.50	$259.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$230.57	$230.57	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,011.63	$3,584.85	$4,119.55
Cash to close	$302,095	$58,500	$58,500